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There are a set of rules that buyers and sellers must follow when they buy, sell, or move property in Dubai. These rules are meant to protect both buyers and sellers. The No Objection Certificate is one of the most important papers in these steps. Knowing what a No Objection Certificate is and how to get one is important for a smooth property move in Dubai, whether you’re an investor, a first-time buyer, or a seller.
This blog posts explains what a No Objection Certificate is, why you need one, the different types, the fees, the step-by-step process, and some of the most common problems that people have when they try to get one in Dubai real estate.
What Is No Objection Certificate in Dubai Real Estate?
A No Objection Certificate is an official document that the developer of a property gives to the current owner to say that they don’t mind when the property is sold to a new buyer.
It’s a must if you want to finish the property shift at the Dubai Land Department.
What the No Objection Certificate Confirms
The No Objection Certificate verifies that:
- The seller has settled all pending payments with the developer.
- The property has no due service charge.
- The developer says yes to the transfer of ownership.
Why Is an No Objection Certificate Required in Dubai Real Estate?
The No Objection Certificate is legally required to:
1. Buyer Protection
It ensures buyers receive a property free from:
- Hidden debts
- Pending service charges
- Structural issues
- Developer disputes
2. Protect Developers
It makes sure that the seller meets all of their responsibilities before leaving the project.
3. Ensure Simple Title Transfer
The No Objection Certificate is required by DLD to make sure that the property follows all project and neighbourhood rules. This stops fraud or questionable transactions.
Types of No Objection Certificates in Dubai Real Estate
1. No Objection Certificate for Property Transfer
Required when selling a completed property.
2. No Objection Certificate for Mortgage Release
Issued when a seller has a mortgage and the bank releases its liability.
3. No Objection Certificate for Modifications or Renovations
Required if an owner wants to make structural or design changes such as:
- Removing walls
- Reworking layouts
- Electrical changes
4. No Objection Certificate for Renting or Leasing Certain Units
Some developments require an No Objection Certificate before leasing
Documents Required for Getting No Objection Certificate in Dubai
For Sellers
- Original Title Deed
- Passport copy / Emirates ID
- Form F
- Proof of cleared service charges
- Final settlement letter
- Payment clearance from bank
For Buyers
- Passport copy / Emirates ID
- No-objection letter from bank
From Both Parties
- Memorandum of Understanding
- Appointment form with RERA
Cost of No Objection Certificate in Dubai
No Objection Certificate fees typically range between AED 500 to AED 5,000, depending on the developer.
How to Get No Objection Certificate in Dubai Real Estate
Step 1: Sign the MOU Between Buyer and Seller
Step 2: Clear All Outstanding Payments
Step 3: Apply for the No Objection Certificate With the Developer
Step 4: Developer Reviews and Approves the Application
Step 5: Collect the No Objection Certificate
Step 6: Transfer Ownership at Dubai Land Department
No Objection Certificate Services for Real Estate
No Objection Certificate services are very important in Dubai’s real estate market because they make it easier for buyers, sellers, and investors to move, change, and follow the rules. Developers, property management firms, and other specialised real estate service providers often offer these services to make sure the No Objection Certificate process goes smoothly and quickly.
No Objection Certificate for Property Transfer
- Clearing outstanding service charges
- Coordinating with developers for approvals
- Scheduling and managing unit inspections
- Tracking No Objection Certificate issuance and validity
No Objection Certificate for Mortgage Release
- Coordinating between seller’s bank, buyer’s bank, and developer
- Settling liability amounts
- Obtaining mortgage release and clearance letters
No Objection Certificate for Renovations
- Preparing modification drawings
- Submitting approval requests to developers
- Ensuring compliance with community guidelines
- Managing inspection requirements
No Objection Certificate for Leasing or Short-Term Rentals
- Processing No Objection Certificate requests for long-term leasing
- Facilitating approvals for holiday home rentals
- Ensuring compliance with DTCM rules
Fast-Track No Objection Certificate Services
- Accelerated processing within 24 to 48 hours
- Handling urgent transfers and mortgage settlements
End-to-End Documentation Support
- Collecting and verifying required documents
- Preparing forms, clearance letters, and payment proofs
- Reducing errors and delays in DLD submissions
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Common Issues That Can Delay the No Objection Certificate
1. Outstanding Service Charges
The most common reason for No Objection Certificate delays.
2. Developer Disputes
Legal or structural violations such as illegal extensions or unpaid penalties.
3. Mortgage Release Delays
Banks take time to issue final release letters.
4. Community Violations
Renovations done without prior approval may require rectification.
How Long Does It Take to Get an No Objection Certificate in Dubai?
The average time is 1 to 5 working days, but it may extend to 10 to 14 days if:
- Mortgage exists
- Violations need rectification
- Developer uses a manual approval system
Validity of No Objection Certificate in Dubai Real Estate
No Objection Certificate validity typically ranges from:
- 7 days
- 15 to 30 days
If expired before transfer, the seller must request a refresh or reissuance.
Tips for a Smooth No Objection Certificate Process
- Find out all the fees before you apply.
- Avoid bank payment problems at the last minute.
- Make sure that the property is in good shape.
- See if there are any developer fines that are still due.
- Allow one to two weeks of buffer time before the move.
- To speed up the process, work with an agent who is licensed by RERA.
FAQs
Yes. DLD won’t handle a change of title without a No Objection Certificate from the developer.
The seller usually pays for the No Objection Certificate, but this can be talked about in the MOU.
Yes, but first the bank has to release the mortgage. Then the company will give the No Objection Certificate.
Most No Objection Certificates are good for 7 to 30 days, but it depends on the provider.
Yes, if:
- There are unpaid bills
- Technical problems or rules violations are found
- Legal issues have not been settled.
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